Michael Taylor, Managing Partner of Injury Case Claims
Michael Taylor Managing Partner, Injury Case Claims

The Short Answer

In plain words

Uber crash payouts can be as small as a few thousand dollars or as big as tens of millions. The biggest thing that decides the amount is how badly someone was hurt. The second biggest thing is what the Uber driver was doing in the app when the crash happened.

Settlement
A deal. The insurance company pays you, and you agree not to go to court. Most Uber crash cases end this way.
Verdict
A decision. A jury (a group of regular people) or a judge hears the case and decides how much money you get.

Quick Facts

$19 millionBiggest known jury verdict against Uber in a crash case (New Jersey, 2026)
$40 millionBiggest recent award in an Uber death case, decided by an arbitrator (California, 2026)
$1 millionUber's main insurance amount when a ride is accepted or a rider is in the car
$60,000New California limit (down from $1 million) when an uninsured driver hits your Uber
The Big Cases

The Biggest Uber Crash Awards

These are the largest publicly reported Uber crash results. Each one teaches something different about what makes these cases valuable.

A wooden judge's gavel resting beside a book on a dark table
Some Uber cases are decided by a jury, some by a private arbitrator, and most never reach either one.Photo by Sasun Bughdaryan on Unsplash
$40M

Young woman left on a freeway

Arbitration award California 2026 Wrongful death

In August 2023, 23-year-old Emily Normandin-Parker and a friend took an Uber home after a night out. Her friend got sick in the car. The driver pulled over on State Route 73 and made the women get out, leaving them on the side of the freeway. Emily was hit and killed by another car as the Uber drove off.

The case was decided in arbitration, which is like a private trial with no jury. Uber argued its driver was an independent contractor and that the company should not be blamed for what he did. The arbitrator, a retired judge, didn't agree and gave each parent $20 million.

Uber said it disagreed with the decision. The family's lawyers say Uber then offered a settlement that would have banned the parents from talking about what happened, with a $10 million penalty each time they did. The family said no.

Why it matters: The car that killed Emily wasn't the Uber. But Uber was still held responsible because its driver put her in danger.

Source: CBS Los Angeles, September 2026

$19M

Hockey player's career ended

Jury verdict New Jersey 2026 Passenger

On Christmas Day 2018, Brandon Crawley was riding in an Uber in Glen Rock, New Jersey. His Uber went off the road and hit a utility pole. Crawley had been a fourth-round draft pick by the New York Rangers in 2017, and the crash ended his hockey career.

$15MLost future earnings
$3MPast earnings
$1MPain and suffering

The big question in the case was whether Uber drivers are workers for Uber or just independent contractors. The jury decided that Uber and one of its companies were legally responsible for the crash. His lawyer called it the largest jury verdict against Uber in the country.

Uber pushed back. The company said the result applies only to this one driver, does not set a legal rule for Uber, and was decided by a jury rather than a court ruling. Uber could still appeal.

Why it matters: Most of the money was for lost future income. Someone who loses a high-paying career can get much more than someone with the same injury and a lower-paying job.

Sources: Patch, NJ.com via Yahoo, February 2026

$7M

Teen thrown from an Uber

Jury verdict Florida 2024 Uninsured driver

A law firm case tracker reports that a 15-year-old passenger was in an Uber in Broward County when a drunk driver ran a red light and hit the side of the car. The at-fault driver had no insurance. The teen wasn't wearing a seatbelt in the back seat and was thrown from the car. He suffered a brain injury, had memory problems and anxiety, and finished high school online.

This case was actually against the family's own insurance company, which had refused to pay.

$4.5MFuture pain and suffering
$1.5MPast pain and suffering
$1MFuture medical costs
Why it matters: When an uninsured driver causes the crash, your own insurance may have to pay, and sometimes you have to fight for it.

Source: Lawsuit Information Center case summary

$6.7M

Jogger hit by an Uber

Jury verdict California 2024 Pedestrian

According to published law firm case reports, a person jogging in Los Angeles was hit by an Uber. They suffered several broken bones and a brain injury. The jury awarded $6.7 million.

Why it matters: You don't have to be riding in the Uber to have a case. Pedestrians, cyclists and people in other cars can make claims too.

Sources: Lawsuit Information Center, Helbock Law

Sealed

6-year-old Sofia Liu

Settlement California 2015 Wrongful death

This is one of the most important Uber cases ever, even though the dollar amount is secret. Uber reached a settlement with the family of Sofia Liu, a six-year-old who was hit and killed by one of its drivers on New Year's Eve 2013. The family asked the court to keep the amount sealed to protect the privacy of Sofia's younger brother, who was also hit.

The driver had the app on but didn't have a rider yet, so the big $1 million policy didn't apply. After this case, Uber added coverage of up to $50,000 per person for injuries and $25,000 for property damage while drivers are logged in and waiting for a ride.

Why it matters: This case created the "waiting for a ride" insurance that still exists today.

Sources: Fortune, July 2015, ABC7 News

Smaller Uber Settlements and Verdicts

Not every case is worth millions. Here are real examples reported by law firms that track these cases.

A damaged silver car with a crushed hood and broken headlight
Car damage doesn't set the value of a case. Injuries, medical bills and lost income matter far more.Photo by Clark Van Der Beken on Unsplash
AmountTypeStateWhat happened
$25,000SettlementNew JerseyA family of three was hurt when their Uber driver lost control, left the road and hit a utility pole
$47,500SettlementNew JerseyA child passenger had headaches and neck and back sprains after the Uber was rear-ended
$100,000VerdictPennsylvaniaA 36-year-old passenger got a torn ACL and back injuries when the Uber driver cut through a gas station
$285,000SettlementCaliforniaA passenger developed a long-lasting pain condition called CRPS after a rear-end crash
$500,000VerdictPennsylvaniaAnother car hit and flipped the Uber, and a 40-year-old passenger suffered permanent neck injuries
$500,000SettlementCaliforniaAn Uber driver hit a cyclist. The first insurance offer was only $75,000.

Sources: case summaries published by Brown & Crouppen, Pencheff & Fraley and Miller & Zois.

Notice the last one

The insurance company first offered $75,000, and the case ended up settling for $500,000. First offers are often much lower than what a case is really worth.

How Much Is a Typical Uber Accident Case Worth?

There's no official "average," because many settlements are kept secret. But law firms that handle these cases give similar ranges. Here's one firm's breakdown:

Minor injuriesSprains, whiplash, bruises
$15,000 – $50,000
Moderate injuriesBroken bones, concussions
$50,000 – $150,000+
Severe injuriesBrain or spine injury, lasting disability
$200,000 – well over $1 million

Source: Novian & Novian. These are law firm estimates, not guarantees. Your case could be worth more or less.

Insurance

How Uber's Insurance Works: The 3 Phases

This is the part most people don't know. The amount of insurance depends on what the driver was doing in the Uber app at the moment of the crash.

A driver with a phone navigation app mounted on the dashboard
What the driver's app showed at the moment of the crash decides which insurance pays.Photo by Dan Gold on Unsplash
1

App off

Driver's own car insurance pays

Driver's policy

Whatever the driver bought. Sometimes as little as $25,000 per injured person.

2

App on, waiting for a ride

Driver's insurance first, then Uber as backup

$50K / $100K

$50,000 per person and $100,000 per crash for injuries, plus $25,000 for property damage.

3

Ride accepted, or rider in the car

Uber's insurance pays

$1 million

Up to $1 million in liability coverage for the crash.

What "liability" means
It's the insurance that pays when the Uber driver causes the crash.
What "uninsured motorist" coverage means
It pays when another driver causes the crash and has little or no insurance. In many states, Uber carries this during rides too. For rides that start in Philadelphia, both types go up to $1.5 million.
Why the phases matter

The same injury can be worth very different amounts depending on the phase. If the driver was just waiting for a ride, the backup coverage is small. If a rider was in the car, there's up to $1 million.

Big 2026 Changes in California

Less insurance when another driver hits your Uber

For years, California required $1 million in coverage for Uber passengers hit by uninsured drivers. A new law, SB 371, changed that on January 1, 2026.

Before 2026
$1,000,000
Uninsured motorist coverage for Uber passengers
SB 371
Since January 1, 2026
$60,000
Per person, and $300,000 per crash. That's about a 94% cut for one person.

Here's what didn't change: if the Uber driver causes the crash, the $1 million liability coverage still applies. The cut only hits cases where another driver with little or no insurance causes the crash.

Here's an example a California law firm gives of what the change can mean:

An uninsured driver hits your Uber. Your medical bills:$500,000
What the Uber policy might now pay:$60,000
What you could be left short:$440,000

Uber supported the law. The company said about a third of every California ride fare goes to required insurance, and nearly half in Los Angeles County.

Tip for California riders

Your own car insurance may include uninsured motorist coverage. It may help fill this gap.

New rules on medical bills

In June 2026, Uber and California's injury lawyers made a deal to avoid a costly fight at the ballot box. The deal became a law called SB 623. It applies only to rideshare crashes. It doesn't cap lawyer fees, but it limits how much injured people can recover for treatment from doctors who get paid through "liens." (A lien lets you get treated now and have the doctor paid later from your settlement.)

The law also stops lawyers from sending clients to doctors they have close ties with, and it requires yearly criminal background checks for drivers.

Watch Out: You Might Not Get a Jury

A person holding a smartphone
Tapping "I agree" in an app can decide whether your case goes to a jury or a private arbitrator.Photo by Tingey Injury Law Firm on Unsplash

When you sign up for Uber, you agree to its Terms of Use. Those terms include an arbitration clause. That means Uber can try to move your case away from a jury and into a private hearing.

A real example

A New Jersey couple, John and Georgia McGinty, were badly hurt in 2022 when their Uber driver ran a red light and hit another car. Georgia had broken bones in her spine and ribs. They said their daughter, a minor, had accepted Uber's terms while ordering food on Uber Eats with her mom's phone. Even so, a New Jersey appeals court ruled the couple could not sue Uber in court because of the app's terms.

The $40 million award for Emily Normandin-Parker's family shows that people can still win big in arbitration. But arbitration is private, and it can change how a case plays out. This is one reason to talk to a lawyer before you assume what will happen.

Your Case

What Makes an Uber Case Worth More (or Less)?

Can raise the value

  • Serious injuries, like brain injuries, spine injuries or permanent damage
  • High medical bills, now and in the future
  • Lost income, especially if you can't go back to your job
  • Clear fault, like the driver running a red light or speeding
  • The right app phase, with a rider in the car or a ride accepted
  • Extra defendants, like another at-fault driver with good insurance, or a car maker or city

Can lower the value

  • Gaps in medical care, like waiting weeks to see a doctor
  • Sharing some of the blame, since in many states your payout goes down if you were partly at fault
  • Not wearing a seatbelt, which can be used to argue your injuries were worse because of it
  • Low insurance limits, especially when the app was off or on "waiting"
  • Arbitration instead of a jury trial

Who Can Be Blamed After an Uber Crash?

Depending on what happened, you may be able to make a claim against:

The Uber driverIf they drove carelessly
Uber's insuranceDuring the covered app phases
Uber itselfIn some cases, like the $19 million and $40 million cases above
Another driverIf they caused the crash
Your own insuranceIf the at-fault driver has no insurance or not enough
OthersLike a car maker if a part failed, or a city if the road was dangerous

Uber usually argues that its drivers are independent contractors, not employees, so the company isn't responsible. Sometimes juries and arbitrators agree with Uber, and sometimes they don't.

What to Do After an Uber Accident

Two cars after a collision on a street
Photos taken right after a crash are some of the best evidence you will ever have.Photo by Anthony Maw on Unsplash
  1. 1Get medical help right away, even if you feel okay. Some injuries show up later.
  2. 2Call 911 so there's a police report.
  3. 3Take pictures of the cars, the road, your injuries, and the other driver's license and insurance card.
  4. 4Screenshot your Uber app. Save the trip details, driver name and receipt.
  5. 5Report the crash in the Uber app.
  6. 6Get names and phone numbers of witnesses.
  7. 7Don't give a recorded statement to any insurance company before talking to a lawyer.
  8. 8Don't accept the first offer. Remember the cyclist case that went from $75,000 to $500,000.
  9. 9Watch the deadline. Every state has a time limit, called a statute of limitations, for filing an injury claim. If you miss it, you can lose your right to get paid.
FAQ

Frequently Asked Questions

What is the biggest Uber car accident verdict?
The $19 million jury verdict for Brandon Crawley in New Jersey in 2026 has been called the largest jury verdict against Uber in the country. A $40 million award in a California death case in 2026 was bigger, but it came from an arbitrator, not a jury.
Does Uber always pay $1 million?
No. $1 million is the most Uber's liability policy pays for one crash, not what every person gets. It only applies when a ride has been accepted or a rider is in the car.
What if the Uber driver's app was off?
Then Uber's insurance usually doesn't apply. The driver's own car insurance has to pay.
Can I sue Uber if I was a passenger?
Often yes, but Uber may try to send your case to arbitration because of its Terms of Use. A lawyer can check whether that applies to you.
How long does an Uber accident case take?
Simple cases can settle in months. Cases that go to trial can take years. Brandon Crawley's crash happened in 2018, and his verdict came in 2026.
What if I'm a pedestrian or in another car and an Uber hits me?
You can make a claim too. The same app-phase rules decide which insurance pays.

Sources

Image credits

All photos are used under the Unsplash License. They are for illustration only and do not show the people, vehicles or crashes in the cases described on this page.

Disclaimer: This page shares general information, not legal advice. Every case is different, and past results don't guarantee future outcomes. Laws and insurance rules can change and vary by state. Talk to a licensed attorney about your situation.