Texas Car Accident Leads for Law Firms - Since 2009
Texas puts no injury threshold between your claimant and a recovery — every injury is compensable from day one. What caps a Texas file is coverage. So we verify the stack before delivery: the at-fault 30/60/25 limits under Tex. Transp. Code § 601.072, whether your claimant rejected UM/UIM in writing, and the liability facts that decide whether a Stowers demand can put the carrier on the hook above its limits.
Why 2026 Is the Year to Buy Texas Volume
In June 2025, Senate Bill 30 - the most aggressive tort-reform package Texas had seen in two decades - died in conference committee on the last weekend of the legislative session. It would have capped recoverable medical expenses, narrowed how juries value pain and suffering, and put letters of protection under new disclosure rules. It passed the Senate. The House amended it. The two chambers simply couldn't agree in time.
That failure wasn't the end of the story. Texans for Lawsuit Reform and the Texas Trucking Association have said openly they'll bring the measure back when the Legislature reconvenes on January 12, 2027. Last session it was a stated priority for the Lieutenant Governor.
Texas currently leads every state in large jury verdicts. Cases signed and worked in 2026 get valued under the framework that produces those outcomes today. That's the window we built this program to fill.
Texas MVA leads are one part of our broader personal injury lead generation programs, which also cover truck accidents, pedestrian claims, and slip and fall cases nationwide.
The Demand Is Already There
TxDOT publishes the numbers every year. A meaningful share of these injured Texans never call a lawyer at all - they take the adjuster's first offer, or don't realize a claim exists.
Source: Texas Department of Transportation, 2024 Motor Vehicle Traffic Crash Facts (published 2025); Insurance Information Institute uninsured-motorist estimates.
Qualifying Criteria for Law Firms
Texas imposes no injury threshold, so nothing filters a claim on the medicine alone — which means the money question is entirely about what coverage sits behind the crash. We verify that stack before delivery instead of letting your intake discover a policy-limits dead end on the second call.
| Screening Step | What We Verify |
|---|---|
| Limitations | Incident date verified against the two-year window in Tex. Civ. Prac. & Rem. Code § 16.003 - with enough runway left for your team to actually work the file, not a lead expiring in three weeks. |
| Proportionate Responsibility | Texas runs proportionate responsibility under CPRC ch. 33: at exactly 50% a claimant still recovers, at 51% recovery drops to zero. We screen the claimant's account of fault against that cliff before delivery, and flag multi-defendant crashes where responsibility is apportioned across parties. |
| At-Fault Policy Limits | Texas minimums are 30/60/25 under Tex. Transp. Code § 601.072, and roughly one in seven Texas drivers carries nothing at all. We capture whether the tortfeasor was insured, at minimum limits or above, and whether a commercial policy or employer vehicle sits behind the crash. |
| UM/UIM Rejection Status | Texas insurers must offer UM/UIM with every policy under Tex. Ins. Code ch. 1952, and it applies unless the insured rejected it in writing. We ask whether your claimant ever signed that rejection — because when the tortfeasor is at 30/60, the claimant's own stack is frequently the larger recovery. |
| Stowers Posture | Where liability is clear and damages plainly exceed the policy, a properly framed within-limits demand can expose the carrier above its limits under the Stowers doctrine. We flag files whose liability facts and damage profile support that setup, so your demand letter starts from a documented position rather than a reconstruction. |
| Injury & Treatment | Physical injury reported and medical treatment received or actively being sought. No property-damage-only inquiries pass through. |
| Unrepresented | No current attorney, no signed contingency agreement anywhere else. |
| Consent & Compliance | Every web lead is generated with express written consent and is TCPA compliant, so your calls, texts, and follow-up sequences rest on a clean consent trail from day one. |
Where Texas Files Actually Cap Out
Threshold states filter cases on medicine. Texas does not filter at all: every genuine injury is compensable from the day of the crash. That sounds like an easier market until you notice what replaces the filter — a 30/60/25 floor that a single hospitalization can exhaust in days.
The Three Layers We Verify Before Delivery
Roughly one in seven Texas drivers carries no coverage at all, and a large share of the rest sit at the statutory floor. When the tortfeasor is at 30/60, the claimant's own UM/UIM is frequently the larger recovery — which is why we ask whether that written rejection was ever signed, rather than assuming coverage exists.
The Texas-Only Lever
Texas gives a plaintiff one durable mechanism for reaching a carrier beyond its stated limits: a properly framed, within-limits settlement demand that the insurer unreasonably refuses. Get it right and the carrier can become liable for the full excess judgment. Get it wrong and the policy limit stands as a hard ceiling.
All three turn on facts that exist at the scene — clear liability, documented severity, an identifiable policy. We capture them at intake and flag files whose profile supports the setup, so your demand letter starts from a documented position instead of a reconstruction six months later.
Know What's Inside the Volume
With no threshold to clear, case type in Texas is really a proxy for how much coverage sits behind the crash. Here is the mix our Texas campaigns produce - you tell us which of these your firm wants and which it doesn't, and filters are part of the order, not an upcharge.
Transparent Numbers, Not a Sales Call
Most vendors make you book a call to hear a price. For context: exclusive auto accident leads from established national vendors run $300-$1,500 depending on screening depth, and generating your own leads in Texas metros means paying $200-$400 per click on Google, working out to roughly $350-$500 per lead before anyone signs anything. Here's ours.
Invalid leads - wrong number, already represented, outside limitations, at-fault claimant - are replaced at no cost. You should never pay for a lead your intake team can't legally or practically work. No long-term contract required to start; run a test order and measure cost per signed case against what you're paying today.
Where We Generate Volume
Campaigns can be geo-targeted to your service area - a single metro, a set of counties, or the entire state.
Why Choose Injury Case Claims
Fifteen years and 60,000 leads have taught us where files die. In Texas they die on coverage, not on medicine, so that is where our verification now applies to the busiest, highest-volume MVA market in the country.
Full Compliance
Operating since 2009, we've built processes that treat every potential claimant fairly and protect their privacy. We maintain full compliance with TCPA, HIPAA, ABA, and applicable federal and state statutes.
Decades of Experience
The Texas MVA docket is being built right now, by firms that understand what the 2027 legislative session could change. If you're looking for a marketing partner that delivers leads you can build into real cases, count on the one that has provided more than 60,000 across areas of practice for nearly 20 years.
Get Started
If your firm is looking for authentic legal marketing for your Texas MVA, mass tort, or personal injury docket, give us the opportunity to earn your business.
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Every lead is pre-screened to Texas law and ready to convert.
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EST. 2009 ★★★★★
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FAQ
Everything your firm needs to know before launching your first Texas MVA campaign with Injury Case Claims.
Wrong State?
We build one screening program per state, around the specific rule that decides whether a file is a case there. Here is what each one screens for.
Texas You Are Here
No injury threshold at all, so coverage is the ceiling: 30/60/25 limits, UM/UIM rejection status, and Stowers exposure above the policy.
Pennsylvania
The full tort / limited tort election under § 1705, plus the six statutory exceptions that restore full tort rights.
New York
The § 5102(d) serious injury threshold and the 90/180-day category — a medical-evidence problem, not a policy-election one.
Florida
The no-fault PIP gate: the 14-day treatment rule, the EMC determination, and the permanent-injury threshold at § 627.737(2).
Georgia
Post-SB 68 screening: the new accrual date, seat belt admissibility, and policy limits on a 50% modified comparative bar.
California
Pure comparative fault, where no claimant is ever barred outright, against the raised 30/60/15 minimum limits under SB 1107.
Buying across several states? Say so on the call. The screening criteria differ enough that a single blended order tends to underperform — we would rather quote them separately and let you compare cost per signed case state by state. Signed retainers are available in every market through our MVA retainer program.