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Signed Case Acquisition - Since 2009

MVA Retainers, Underwritten for
the Law Your Cases Will Actually Be Tried Under

Exclusive, signed MVA retainers - qualified against 2026 state tort law, not a 2023 checklist. Published per-case pricing, full intake packets, and a free replacement window.

1 Firm Per Territory
7-14 Days To First Case
2026 Law-Current Screening
Rear-End & Intersection
Commercial Truck
Rideshare (Uber/Lyft)
Motorcycle
Pedestrian & Bicycle
Hit-and-Run / UM
DUI Victim
Wrongful Death
Rear-End & Intersection
Commercial Truck
Rideshare (Uber/Lyft)
Motorcycle
Pedestrian & Bicycle
Hit-and-Run / UM
DUI Victim
Wrongful Death
Compliance & Standards
ABA Rule 7.3 Compliant HIPAA Authorized TCPA Documented Consent 1 Firm Per Territory Free Replacement Window

2025-2026 Tort Reform

Every Signed Retainer Is
a Bet on State Law

Here's what nobody selling MVA retainers wants to talk about: between April 2025 and January 2026, the value of a motor vehicle accident case changed - at the statute level, not the marketing level - in at least five states.

Georgia killed phantom damages and made seatbelt non-use admissible. Louisiana now bars recovery entirely for plaintiffs 51% or more at fault. A retainer qualified on a 2023 checklist can sail through screening and still be a case you'd never take once you see the seatbelt question or the fault math.

That's the difference between buying signed MVA cases and buying underwritten ones. We've generated plaintiff cases since 2009, and we rebuild our qualification criteria every time a state's tort law moves.

See What Changed By State
State Law, Live-Tracked
State Law Changed
What Every MVA File Is Worth
Apr '25 GA SB 68/69 Signed
51% LA Comparative Fault Bar
Jan '27 TX SB 30 Earliest Return
Screening Rebuilt Per Statute Not a 2023 checklist reused on a 2026 case

What Changed, State by State

2025-2026 Tort Reform
at a Glance

Six states changed the math on motor vehicle accident cases in the last 18 months. Our screening criteria account for every one of them before a retainer ever reaches your firm.

Georgia - SB 68 & SB 69, Eff. Apr 21, 2025
Phantom Damages Gone, Seatbelt Gag Rule Lifted
Recovery on medical bills is now limited to amounts actually paid. Seatbelt non-use is admissible on negligence and apportionment. Litigation funding agreements became discoverable and funders had to register with the state as of January 1, 2026. We screen seatbelt status and LOP billing before a Georgia case ships.
Louisiana - 51% Bar, Eff. Jan 1, 2026
Zero-Recovery Threshold Now Active
Plaintiffs found 51% or more at fault recover nothing. The Housley causation presumption was also eliminated in May 2025. Every Louisiana retainer we deliver has fault exposure screened against the new bar - not the old presumption-friendly standard.
South Carolina - H.3430, Eff. May 28, 2025
Joint & Several Liability Narrowed
Defendants under 50% at fault are no longer jointly and severally liable, and nonparty or settling tortfeasors can now appear on the verdict form. Multi-defendant South Carolina cases are flagged and re-modeled for recovery exposure before delivery.
Arkansas - HB 1204, Eff. Feb 11, 2025
Phantom Damages Restricted
Recovery of billed-but-never-paid medical charges is restricted, mirroring the Georgia approach on a smaller scale. Treatment-heavy Arkansas files are checked against actual paid amounts, not sticker-price billing, before we call a case qualified.
Texas - SB 30 Died, Jun 2025
Opportunity: The "Nuclear Verdicts" Bill Failed
The Texas House and Senate couldn't reconcile competing versions of SB 30 before the deadline, and it can't return before the session starting January 12, 2027. Texas stays one of the most plaintiff-favorable states in the country right now - which is exactly why Texas retainers command premium pricing on this page.
Florida - Post-HB 837 Squeeze
Tighter Economics, Still High Volume
Insurers estimate litigated claims fell roughly 13% since HB 837, and major carriers filed rate decreases as a result. Florida remains one of the highest-crash-volume states in the country - we simply screen harder for liability clarity before a Florida case ships.
2025-2026 tort reform map showing states that changed motor vehicle accident case law
Six states changed the math on MVA case value in the last 18 months - our screening criteria are rebuilt against each one.

What Is an MVA Retainer

A Signed Client,
Not a Maybe

An MVA retainer is a signed representation agreement between an injured motor vehicle accident victim and your law firm, delivered with the qualification work already done. The claimant has been screened against your criteria, confirmed they haven't hired other counsel, and executed your retainer - usually alongside HIPAA authorizations so your team can pull medical records on day one.

It is not a lead. A lead is a form fill - a name and a phone number attached to a maybe.

MVA Lead
$250-$500 per exclusive lead. Converts 15-24% of the time. Your intake team does the contacting, qualifying, and closing.
Signed MVA Retainer
$2,400+ per signed case, starting price. Agreement already executed. Your litigation team requests records - that's the whole intake step.
Why It Matters
78% of accident victims hire the first attorney they actually speak with. A signed retainer skips that entire race.

How We Qualify Signed MVA Cases

Three Layers,
Rebuilt Every Time the Law Moves

Every case that reaches your firm has cleared a screening built around the facts, the coverage, and the law of the state it will be filed in - not just a generic "not at fault, has insurance" checklist.

Layer 1: The Facts
Clear liability with the claimant not at fault - and in modified comparative fault states, screened against the bar that actually applies. In Louisiana, that means confirming the claimant's share of fault can't plausibly reach 51%, because that's now a zero-recovery case. Police report obtained or confirmed obtainable. Injury beyond vehicle damage, with treatment that started promptly and hasn't gapped.
Liability confirmed against the state's actual comparative fault bar
Police report obtained or confirmed obtainable
Prompt, continuous treatment with no unexplained gaps
Layer 2: The Coverage
At-fault party's insurance verified, policy type identified. Commercial-policy cases - rideshare, delivery fleets, company vehicles - are flagged, because they carry different limits and different value. UM/UIM coverage checked on hit-and-run and underinsured scenarios so the case has a recovery path even when the defendant doesn't.
Coverage CheckWhat We Confirm
At-Fault Insurance
Carrier and policy type verified
Commercial Flag
Rideshare, fleet, or company vehicle identified
UM / UIM
Checked on hit-and-run & underinsured cases
Layer 3: The Law - Our Differentiator
This is the layer most signed MVA providers skip. Seatbelt status is now a screening question in Georgia, not a trial surprise. Treatment funded through letters of protection gets flagged in Georgia and Texas. Statute of limitations verified against the filing state, not a national default. Litigation funding disclosed, since those agreements became discoverable in Georgia as of January 1, 2026.
Seatbelt status screened in Georgia post-SB 68
Letter-of-protection billing flagged where discoverable
SOL verified against the actual filing state, every time

The Intake Packet

What Arrives With
Every Retainer

One case, one firm. If your firm has its own criteria - injury threshold, treatment type, minimum policy limits, no prior attorneys, language preference - those get built into the screen before the first case ships. You're not adapting to our filter. We're running yours.

Signed Retainer Agreement
Executed HIPAA Authorization
Full Intake Transcript & Narrative
Verified Insurance & Policy Details
Claimant ID Confirmation
Screening Notes & State-Law Flags
Sample signed MVA retainer intake packet with agreement, HIPAA authorization, and screening notes
A sample delivery: signed retainer, HIPAA authorization, intake transcript, and screening notes - all in one packet.
Documented Consent, Every Case First-party campaigns where the claimant initiates contact - clean under ABA Rule 7.3 and TCPA, with the trail on file

Published 2026 Pricing

MVA Retainer Pricing,
By Case Type

Most providers make you sit through a discovery call to learn a number. We publish ours - the same way we do on every state page on this site.

$2K-$10K Industry Range, Signed Retainer
$250-$500 Unsigned Exclusive MVA Lead
15-24% Lead-to-Signed Conversion
Case TypePrice Per Signed Retainer
Standard MVA (clear liability, treating)$2,400 - $2,900
Premium-State MVA (TX, CA, NY, FL, GA metro)$2,900 - $3,600
Commercial Policy / Rideshare / Fleet$4,500 - $6,500
Commercial Truck (CDL, 18-wheeler)$6,500 - $9,500
Motorcycle or Pedestrian, Serious Injury$4,000 - $6,000
No Setup Fees. No Monthly Minimums. Pay per signed retainer, locked in writing before your first case
The Math Your CFO Will Run Anyway Average contingency fees run $5,000-$15,000 on standard MVA - a $2,900 case against an $8,000 median fee is a 2.7x return with zero marketing labor

MVA Leads vs. Signed MVA Retainers

Which Should
Your Firm Buy?

Both put motor vehicle accident claimants in front of your firm. They are not the same product, and the right choice depends on what your intake operation looks like.

MVA Leads for Attorneys
Real-time contacts who submitted their information seeking representation. Cheaper per unit - but the entire conversion burden is yours, and in this vertical, speed decides everything.
Cost, exclusive lead$250 - $500
Cost, shared lead$30 - $120
Conversion to signed15% - 24%
Best fitFirms with trained, fast intake
Signed MVA Retainers
The vendor absorbs the ad spend, the qualifying calls, and the no-shows. You receive the executed agreement - almost always the better math for firms without a large intake team.
Cost, standard case$2,400+
Agreement statusAlready executed
Intake burdenRecords request only
Best fitSolo & litigation-focused firms

Quick honesty check most vendors won't give you: if your firm already runs a strong Google Ads and intake operation, your blended cost per signed case from self-generation can beat retainer pricing. Retainers win when your constraint is intake capacity, speed, or predictability - which, for most PI firms buying cases, it is. Looking for unsigned leads instead? See our MVA Leads program.

Case Types We Sign

Built for the Cases
You Actually Litigate

From standard rear-end collisions to commercial fleet exposure - every case type below is screened through all three underwriting layers before it reaches your firm.

Rear-End & Intersection Collisions
Commercial Truck & 18-Wheeler
Rideshare - Uber & Lyft Commercial Policies
Motorcycle Accidents
Pedestrian & Bicycle Strikes
Hit-and-Run with UM/UIM Coverage
DUI-Victim Cases
Wrongful Death - MVA
What We Don't Sign
Cases Screened Out - On Our Dime, Not Yours
We do not sign cases with expired statutes of limitations, at-fault claimants above the state's comparative fault bar, no injury or treatment on file, or prior representation by another firm. Those get filtered before delivery, not discovered after you've paid for them.
NHTSA, 2025 Data
Volume Is Still Enormous
36,640 2025 Traffic Fatalities
6.14M Police-Reported Crashes
2.44M People Injured
Fatalities Down, Injury Inventory Steady Fatalities fell 6.7% in 2025 - the injury caseload feeding MVA practice hasn't gone anywhere

Why the 2026 Market Favors Underwriting

Two Things Are True
at Once Right Now

Crash volume remains enormous even as fatalities fall to a record low. And the legal environment has gotten less forgiving of marginal cases - tort reform in Georgia, South Carolina, Louisiana, and Arkansas raised the cost of signing the wrong file.

Texas went the other way. SB 30, the "nuclear verdicts" bill, died in June 2025 and can't return before the January 2027 session - which is exactly why Texas cases remain among the most valuable in the country, and why we've built out dedicated Texas MVA coverage.

The firms winning in this environment aren't the ones buying the most cases. They're the ones whose acquisition partner reads the statutes before setting the screening criteria. That's been our lane since 2009.

How Onboarding Works

From First Call to
First Signed Retainer

One call to define your criteria, states, and volume. Pricing confirmed in writing before your first case ships.

1
Define Criteria & States
Set injury threshold, treatment type, minimum policy limits
Choose your states and confirm firm-per-territory caps
Pricing locked in writing by case type before launch
2
Screening Launch
Facts, coverage, and current state law applied to every file
First-party campaigns with documented TCPA/Rule 7.3 consent
Nothing ships until it clears all three underwriting layers
3
Signed Retainers Delivered
First cases typically arrive within 7-14 days
Full intake packet with every case, in real time
Integrates with your existing CRM or case management system
4
Replacement Window
Any case that fails your pre-agreed criteria is replaced or credited
Criteria set in writing - no dispute about what "qualified" means
The risk of a bad file stays on us, not your firm

Retainer Compliance

Built on Industry Standards

Every retainer we deliver is built around documented consent and verified authorizations. Our systems continually check that our intake flows stay compliant to avoid costly violations for your firm.

GDPR Compliant
GDPR
HIPAA Compliant
HIPAA
TCPA Compliant
TCPA
CCPA Compliant
CCPA
ABA Compliant
ABA
GDPR Compliant
GDPR
HIPAA Compliant
HIPAA
TCPA Compliant
TCPA
CCPA Compliant
CCPA
ABA Compliant
ABA

Why Firms Choose Injury Case Claims

Priced Upfront.
Underwritten for Today's Law.

The market for signed MVA providers is just as competitive as the one for PI attorneys. While many claim "exclusive, pre-qualified, signed" - almost none publish pricing, and none rebuild their screening criteria against current tort reform.

We've been generating plaintiff cases since 2009. Every campaign is built around your approval, with pricing confirmed before a single case ships.

Published Per-Case Pricing
No discovery call required to learn a number. See it above, by case type, before you ever pick up the phone.
Law-Current Underwriting
Screening criteria rebuilt every time a state's tort law changes - not reused from a 2023 template.
Exclusive Territory Caps
One firm per territory. We cap partner firms per state so your market isn't saturated by our own supply.
15+ Years of Plaintiff Acquisition
Since 2009, delivering law firms premium legal marketing services across mass tort, MVA, and personal injury dockets.

Territory Availability

Lock In Your State Before
a Competitor Does

We cap the number of partner firms per state to protect your case volume. Tell us your states and criteria - we'll confirm pricing and availability in writing.

Check My State's Availability Call (800) 889-1679
15 Years of Experience - Injury Case Claims

Get Started

Start Your Signed MVA
Retainer Campaign

If your firm wants exclusive, signed MVA retainers underwritten against current state law - not a template from three years ago - give us the opportunity to earn your business.

Pricing published above. Criteria confirmed in writing. No other signed-case provider gives you that upfront.

Qualified Retainers or You Don't Pay
Free Replacement Window on Every Case
ABA, TCPA, HIPAA & GDPR Compliant
1 Firm Per Territory - Never Resold
7-14 Day Onboarding to First Case
Response Within 24 Hours Guaranteed
10:11
Signed Retainers
Signed Retainers Appointments Notifications

Real-Time Delivery

Signed retainers hit your dashboard the moment they're executed.

Law-Current Screening

Every case cleared the facts, coverage, and current-law layers.

One Firm Per Territory

Cases are never resold or shared once delivered to your firm.

Secure & Documented

Consent, HIPAA authorization, and screening notes on every case.

Experience Matters

EST. 2009 ★★★★★

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FAQ

Common Questions
About MVA Retainers

Everything your firm needs to know before starting your first signed MVA retainer campaign with Injury Case Claims.

An MVA retainer is a signed representation agreement between a motor vehicle accident victim and a law firm, delivered by a case acquisition provider with qualification already completed. Unlike a lead, which is just contact information, a retainer is an executed contract - the client has agreed to your representation before the case reaches your desk.
Industry-wide, signed MVA retainers range from about $2,000 for standard passenger-vehicle cases to $10,000+ for commercial truck and catastrophic cases in premium markets. Our published pricing starts at $2,400 per standard signed case. Unsigned exclusive MVA leads run $250-$500 by comparison, but convert at only 15-24%.
Yes, when the provider complies with ABA Model Rule 7.3 and your state's equivalent. The key lines: claimants must initiate contact, the provider charges per case rather than a share of fees, and most states require you to disclose the paid relationship to the client. Our acquisition model is built around all three.
An MVA lead is a prospect; a signed MVA retainer is a client. Leads cost less per unit but require your team to contact, qualify, and close them - and most never sign. A signed retainer arrives with the agreement already executed, which is why firms without large intake teams usually see a lower true cost per case from retainers despite the higher sticker price.
Three layers: facts (liability, police report, injury, prompt and continuous treatment), coverage (at-fault insurance verified, policy type identified, UM/UIM checked where relevant), and current state law - including seatbelt status in Georgia post-SB 68, comparative fault thresholds like Louisiana's new 51% bar, statute of limitations by filing state, and letter-of-protection treatment flags.
The signed retainer agreement, executed HIPAA authorizations, full intake narrative, injury and treatment summary, verified insurance details, claimant ID confirmation, documented consent trail, and our screening notes - including anything flagged under state law.
It's replaced or credited under the replacement window agreed before launch. Criteria are set in writing during onboarding, so there's no dispute about what "qualified" means.
Most firms receive their first cases within 7-14 days of finalizing criteria, delivered in real time as they're signed rather than in monthly batches.