Florida Car Accident Leads for Law Firms - Since 2009
Florida MVA Leads, Screened Through the No-Fault Gate
Florida is still a no-fault state — the 2026 repeal bills died in committee. So every FL auto lead has to clear the PIP gate before it is worth anything: the 14-day treatment rule, the EMC determination that separates a $2,500 file from a $10,000 one, and the permanent-injury threshold at § 627.737(2) that decides whether pain and suffering is on the table at all.
TCPA Compliant ABA Compliant HIPAA Compliant Non-Incentivized Intake Free Lead Replacement
Why Florida Leads Are Priced Differently Now
No-Fault Survived 2026 — Your Screening Has to Account for It
Since March 24, 2023, Florida has run under HB 837 - the biggest tort-reform package the state has passed in a generation. Two repeal attempts failed in the 2025 session (HB 947/SB 1520 died in the Senate; HB 301 died in Senate Rules on June 16, 2025), and the 2026 session closed on March 13, 2026 with HB 837 fully intact. This isn't a future threat like other states are watching. It's already the law, and it's holding.
For a firm buying leads, that changes what a "good" lead looks like. A slow or shared lead isn't just lower quality here - depending on the accident date, it can be a case that's already lost its filing window or its recovery entirely.
Florida MVA leads are sourced through the same vetting pipeline behind all of our personal injury leads for law firms, so the screening standard doesn't change by state.
Before HB 837 - Pre-March 2023
Pure Comparative Negligence, 4-Year Clock
4 years to file a negligence claim
Claimant recovers damages even at 99% at fault
Full billed medical charges admissible to the jury
Since March 24, 2023 - Still Law Today
Modified Comparative Negligence, 2-Year Clock
2 years to file - half the runway of the old rule
51%+ at-fault claimants recover nothing under §768.81(6)
Only amounts actually paid are admissible under §768.0427
Confirmed intact as of the 2026 session close (March 13, 2026) - no modification passed in 2024, 2025, or 2026, and no Florida court has struck down a provision through early 2026.
FLHSMV logs a wreck every 87 seconds statewide. A meaningful share of these injured Floridians never call a lawyer at all - they take the adjuster's first offer, or don't realize a claim exists.
87 SecPer Crash, Statewide
362,063FL Crashes in 2025
235,964+Injury Crashes in 2025
2,849Traffic Fatalities in 2025
~16%Of All FL Crashes - Miami-Dade Alone
2 YrsStatute of Limitations Since HB 837
Source: Florida Department of Highway Safety and Motor Vehicles (FLHSMV), 2025 crash data; HB 837 (2023), Fla. Stat. §§ 768.81, 95.11(5)(a).
Qualifying Criteria for Law Firms
Every Lead Graded Against the PIP Gate
A national intake script asks whether someone was hurt and whose fault it was. In Florida that misses the two gates that decide the file: whether the claimant got care inside 14 days, and whether the injury is permanent within the meaning of § 627.737(2). We grade for both before delivery.
Screening Step
What We Verify
Limitations
Incident date verified against the two-year window in Fla. Stat. § 95.11(5)(a) - with enough runway left for your team to actually work the file, not a lead expiring in three weeks.
Fault Posture
Florida is a modified comparative negligence state with a 51% bar under § 768.81(6) - claimants recover nothing if found more than half at fault. We screen the claimant's account of fault before delivery, not after your intake team has already spent an hour on the call.
14-Day Treatment Rule
Under § 627.736(1)(a), a claimant who does not receive initial medical services within 14 days of the crash forfeits PIP benefits entirely. Date of first treatment is captured on every lead, because a missed 14-day window changes the file before your intake ever opens it.
EMC Determination
PIP medical is capped at $2,500 unless a qualified provider makes an Emergency Medical Condition determination, which unlocks the full $10,000. We record whether an EMC finding exists, is pending, or was never sought — a four-fold swing in first-party benefits that most vendors never ask about.
Permanent-Injury Threshold
Florida bars non-economic damages unless the claimant clears the permanent-injury threshold at § 627.737(2). Reported injuries and treatment are graded against that standard and labeled — clears, candidate, or economic-only — rather than shipped as an undifferentiated "injured" lead.
Liability Coverage Exists
Florida mandates $10,000 PIP and $10,000 property damage but does not require bodily injury liability at all. We confirm whether the at-fault driver actually carried BI coverage, because a permanent injury against an uninsured tortfeasor is a UM claim, not a liability claim.
Medical Damages Reality
Under § 768.0427, juries see amounts actually paid, not the original billed charges - which can compress case value. We screen for documented treatment so your team isn't working a file that looks bigger on paper than it will value in court.
Injury & Treatment
Physical injury reported and medical treatment received or actively being sought. No property-damage-only inquiries pass through.
Unrepresented
No current attorney, no signed contingency agreement anywhere else.
Consent & Compliance
Every web lead is generated with express written consent and is TCPA compliant, so your calls, texts, and follow-up sequences rest on a clean consent trail from day one.
Four Gates Between a Florida Crash and a Contingency Fee
No-fault means the claim starts inside the claimant's own policy and has to earn its way out. Each gate below eliminates files — and a lead that failed gate one is not worth what a lead that cleared all four is worth.
Gate 01
Treatment within 14 days
Under § 627.736(1)(a) the claimant must receive initial medical services within 14 days of the crash. This is the fastest-closing window in Florida auto practice.
Miss it: PIP benefits forfeited entirely.
Gate 02
EMC determination
A qualified provider must find an Emergency Medical Condition to unlock the full $10,000 in PIP medical benefits rather than the default cap.
Miss it: benefits capped at $2,500.
Gate 03
Permanent-injury threshold
To step outside no-fault and reach pain and suffering, the injury must satisfy § 627.737(2) — permanent injury, significant scarring or disfigurement, or death.
Miss it: no non-economic damages at all.
Gate 04
Liability coverage exists
Florida mandates PIP and property damage but not bodily injury liability. Clearing the threshold means nothing if the at-fault driver carried no BI coverage to collect against.
Miss it: the file becomes a UM claim.
2026 Legislative Update — Correcting a Common Error
Florida Did Not Repeal PIP. Plan Your Intake Accordingly.
A number of legal marketing sites still state that Florida's no-fault system ended on July 1, 2026. It did not. That date came from HB 1181, filed in the 2025 session, which would have repealed the PIP requirement and raised bodily injury minimums to 25/50 — but it never became law.
The 2026 repeal effort followed the same path. SB 522 died in the Senate Banking and Insurance Committee on March 13, 2026, and its House companion, HB 769, died in the Civil Justice and Claims Subcommittee the same day. Neither reached a floor vote. Fla. Stat. § 627.736 remains in force, unchanged.
For a firm buying Florida volume, the practical consequence is simple: every gate above still applies to every crash occurring today. Any vendor whose intake script was rewritten in anticipation of repeal is screening against a statute that does not exist.
Transparent Numbers, Not a Sales Call
What Florida MVA Leads Cost
Most vendors make you book a call to hear a price. For context: exclusive auto accident leads from established national vendors run $225-$300 on average. Florida runs at the top of that range because of firm density in Miami, Tampa, Orlando, and Jacksonville. Here's what buyers are actually paying right now.
Lead Type
Price Range
Delivery
Sharing
Shared Web Lead
$120 - $180 / lead
Real-time to CRM, email, or text
Sold to 2-3 firms
Exclusive Web Lead
$420 - $500 / lead
Real-time to CRM, email, or text
1:1 - yours only, never resold
Live Transfer
$924 - $1,250 / transfer
Warm phone transfer to intake
1:1 - yours only
Signed MVA Retainer
Priced per case
Delivered pre-qualified and signed
1:1 - you buy the outcome, not the contact
With the average Florida auto claim valued well above $26,000, a single signed exclusive case typically pays back a month of lead spend. Invalid leads - wrong number, already represented, outside limitations, at-fault claimant - are replaced at no cost. No long-term contract required to start; run a test order and measure cost per signed case against what you're paying today.
Pricing Note: Pricing shown reflects current market rates and fluctuates with ad-market conditions, county/metro demand, case-type filters, and order volume. Figures are illustrative as of publish date, not a locked quote - contact us for live pricing on your target geography and criteria.
In a four-year-statute state, a shared lead's race-to-call is annoying but survivable. In Florida, speed is structural - here's the actual tradeoff, not just a sales pitch for the pricier option.
Volume Play
Shared Web Lead
$120-$180 / lead
Sold to 2-3 firms at the same time
Lowest cost per contact, highest raw volume
Works if your intake floor can call inside minutes, every time
Case goes to whoever dials fastest - no guarantee it's you
Margin Play
Exclusive Web Lead
$420-$500 / lead
Delivered to your firm only, never resold
You control the only conversation with the claimant
Built for signed-case rate, not stopwatch competition
The right default under Florida's 51% bar and 2-year clock
Our take: Shared leads have a place if you have a fast, staffed intake floor and want raw volume at the lowest CPL. But when two firms are calling the identical claimant, one of them is burning intake hours on a case the other already signed - against a filing clock that's half as forgiving as it used to be. If you're optimizing for signed retainers and margin, exclusive is the Florida answer.
Know What's Inside the Volume
Which Florida Claimants Actually Clear § 627.737(2)
In a no-fault state the case type tells you which claimants can actually step outside PIP. Here is the mix our Florida campaigns produce - you tell us which of these your firm wants and which it doesn't, and filters are part of the order, not an upcharge.
Car Accident Leads
The volume backbone of Florida MVA - rear-end, T-bone, rollover, and multi-vehicle collisions along I-95, I-4, the Turnpike, and the Palmetto Expressway.
Truck Accident Leads
Commercial and 18-wheeler cases carry higher settlement values. Routed to our dedicated truck accident leads program, or included here on request at commercial-case pricing.
Motorcycle Accident Leads
Florida's year-round riding season keeps volume high - 589 rider fatalities statewide in 2024. High-severity files, screened for fault and coverage issues.
Pedestrian Accident Leads
Florida remains one of the most dangerous states for pedestrians - 701 pedestrian fatalities in 2024. Crosswalk and roadside injury claims with clear liability profiles.
Rideshare Accident Leads
Uber and Lyft claimants are flagged separately - rideshare policies carry bodily injury limits far above the Florida floor, which matters in a state where BI coverage is not even mandatory and changes case value entirely.
Hit-and-Run & Uninsured Motorist Leads
Bodily injury liability isn't mandatory in Florida, so UM/UIM exposure is common. Delivered only when the claimant confirms coverage - coverage-literate screening, not a generic checklist.
Where We Generate Volume
Statewide Florida Coverage, County Depth
Campaigns can be geo-targeted to your service area - a single metro, a set of counties, or the entire state.
Miami-Dade County
~16% of All FL Crashes - The State's Epicenter
The highest-volume injury market in Florida. Miami, Hialeah, Miami Gardens, Doral, and Homestead all inside our targeting radius.
Broward County
#2 Crash Volume Statewide
Fort Lauderdale and the I-95/I-75 corridor - dense metro volume immediately north of Miami-Dade.
Hillsborough County / Tampa
Gulf Coast Metro Volume
Consistent volume across the Tampa Bay metro and surrounding commuter corridors.
Orange County / Orlando
Tourist & Theme-Park Corridor
Heavy commuter and visitor traffic keeps crash volume high year-round in Central Florida.
Duval County / Jacksonville
Florida's Largest City by Population
Northeast Florida coverage for firms building a regional docket outside South Florida.
Palm Beach, Pinellas & Beyond
West Palm Beach, St. Petersburg, Cape Coral, Tallahassee
We target all 67 Florida counties on request - tell us your ZIPs and we'll confirm what's open for exclusive delivery.
Why Choose Injury Case Claims
What Florida Firms Get That a National Vendor Cannot Screen For
Fifteen years and 60,000 leads have taught us where files die. In Florida they die at the PIP gate, so that is where our screening now applies to one of the busiest, highest-density MVA markets in the country.
One Firm. Never Shared.
Every lead goes to exactly one law firm - not "exclusive within a tier." When a shared lead hits multiple intake desks at once, the case goes to whoever dials fastest, and everyone else paid for a busy signal.
Screened to Florida Law
PIP gate, 14-day treatment window, EMC status, and permanent-injury grading verified before delivery - not a national checklist retrofitted onto a Florida file.
Replacement, No Arbitrary Deadline
If a lead doesn't match the criteria your firm sets, we replace it at no cost - wrong number, at-fault claimant, already represented, outside limitations.
Real-Time Delivery
The moment a claimant completes screening, the lead is pushed to your intake team by email, text, CRM integration, or live transfer - your choice.
Pricing Published, Not Hidden
Real numbers on this page, not a "call for pricing" wall. You see the math - and the shared-vs-exclusive tradeoff - before you book a call.
Fifteen-Plus Years in Legal Leads
Over 60,000 leads delivered to law firms since 2009, across mass tort, motor vehicle accident, and personal injury dockets.
Full Compliance
Built on Industry Standards
Operating since 2009, we've built processes that treat every potential claimant fairly and protect their privacy. We maintain full compliance with TCPA, HIPAA, ABA, and applicable federal and state statutes.
GDPR
HIPAA
TCPA
CCPA
ABA
GDPR
HIPAA
TCPA
CCPA
ABA
Decades of Experience
Get Your Florida MVA Leads From a Partner You Can Trust
HB 837 already reshaped how a Florida MVA case gets valued and how fast it needs to move. If you're looking for a marketing partner that delivers leads screened to that reality - not a generic national script - count on the one that has provided more than 60,000 leads across areas of practice for nearly 20 years.
If your firm is looking for authentic legal marketing for your Florida MVA, mass tort, or personal injury docket, give us the opportunity to earn your business.
We promise the best quality with the industry's best return policy. No other company offers investment protection like we do.
✓ Screened to Florida Law - Limitations, 51% Fault Bar, PIP
✓ Free Replacement if a Lead Doesn't Match Your Criteria
✓ 60,000+ Leads Delivered Since 2009
✓ Non-Incentivized Intake Specialists
✓ Exclusive - Leads Are Never Resold
✓ TCPA, HIPAA & ABA Compliant
10:11
Recent Leads
Recent LeadsAppointmentsNotifications
Real-Time Leads
Instant updates so you never miss an opportunity.
Qualified Cases
Every lead is pre-screened to Florida law and ready to convert.
Maximum Results
Our technology connects you with high-value Florida cases.
Secure & Reliable
Your data and leads are always protected.
Experience Matters
EST. 2009 ★★★★★
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FAQ
Frequently Asked Questions
Everything your firm needs to know before launching your first Florida MVA campaign with Injury Case Claims.
Exclusive Florida car accident leads typically run $420 to $500 per lead, real-time and 1:1. Shared leads run $120 to $180 but are sold to two or three firms; live transfers run $924 to $1,250. Pricing moves with case type, county, and how tight your qualification criteria are - Miami, Tampa, Orlando, and Jacksonville sit at the top of the range because of firm density.
It depends on your intake. Shared leads maximize volume at the lowest cost per lead but force a race-to-call. Exclusive leads cost more but convert better and protect margin - and in Florida's two-year-statute environment, controlling the only conversation matters more than it does in longer-statute states.
HB 837 cut the personal-injury statute of limitations from four years to two, for crashes after March 24, 2023, and moved Florida to modified comparative negligence with a 51% bar. Both changes make speed and fault clarity decisive. An aged or unscreened lead is far riskier in Florida than in most states, which is why we screen for injury, fault, and accident date before delivery. The law remains fully in effect as of the 2026 legislative session.
Yes. Florida requires $10,000 in PIP coverage and $10,000 in property damage liability, and bodily injury liability is not mandatory. That combination means underinsured and uninsured claims are common, which is why we screen for coverage and the serious-injury threshold before a lead reaches your intake desk.
Each lead is screened for a confirmed motor vehicle accident, a real physical injury, a defensible fault position, no existing attorney, and an accident date inside the two-year window. Leads that fail are filtered or replaced under guarantee.
Yes. We target by county, metro, or ZIP - Miami-Dade, Broward, Hillsborough (Tampa), Orange (Orlando), Duval (Jacksonville), Palm Beach, Pinellas, Lee, and more. Exclusive territories are capped per market, so availability varies by area.
Yes. For firms that want to buy outcomes rather than opportunities, we can deliver pre-qualified, signed motor vehicle accident retainers priced per case. Ask about availability in your target counties.
No - and be cautious of anyone marketing MVA leads with mass-tort language. Car accident claims are individual negligence cases filed in Florida state court, which is exactly why Florida-specific screening - statute of limitations, comparative fault, and no-fault PIP thresholds - matters more here than in any national mass-tort vertical.
Yes. Web leads are generated with express written consent, documented at the point of capture, so your calls, texts, and follow-up sequences rest on a clean consent trail.
No long-term contract to get started. We'd rather you run a controlled test, measure signed cases against spend, and scale because the numbers work.
Wrong State?
Every State Kills Cases Differently
We build one screening program per state, around the specific rule that decides whether a file is a case there. Here is what each one screens for.
Florida You Are Here
The no-fault PIP gate: the 14-day treatment rule, the EMC determination, and the permanent-injury threshold at § 627.737(2).
Buying across several states? Say so on the call. The screening criteria differ enough that a single blended order tends to underperform — we would rather quote them separately and let you compare cost per signed case state by state. Signed retainers are available in every market through our MVA retainer program.
Florida Car Accident Leads - Exclusive, Screened to FL LawGet Quote
