Exclusive Pennsylvania Car Accident Leads, Screened to the Tort Election
In Pennsylvania, the lead is not the case — the tort election is. Every PA auto accident lead we deliver is screened for full tort or limited tort status, the six statutory exceptions, available coverage, and county venue before it reaches your intake desk. Philadelphia through Erie.
Exclusive Delivery TCPA & HIPAA Compliant Real-Time Delivery All 67 PA Counties
The Pennsylvania Variable
Same Crash. Same Injuries. Two Completely Different Files.
If your Pennsylvania car accident leads convert worse than the same vendor's Georgia or Texas volume, the vendor isn't lying to you. They're selling a product that was never built for this state.
Identical Facts
Rear-ended at a red light, Montgomery CountyCervical strain, 12 weeks of treatmentClear liability, other driver citedNot represented, 4 months post-crash
Claimant A — Full Tort Elected
A signable contingency file
Claimant A checked "full tort" when the policy was written, paying roughly 15% more in premium. That single checkbox preserves an unrestricted right to non-economic damages, with no threshold to clear and no medical argument to win first.
Medical & wage lossRecoverable
Pain and sufferingRecoverable
Serious injury thresholdNot required
Your intake signs it.
The fee lives in the non-economic damages, and they are fully on the table from day one.
Claimant B — Limited Tort Elected
A $5,000 first-party claim
Claimant B took the discount. Under 75 Pa.C.S. § 1705, that election bars recovery for pain and suffering unless the injury clears the "serious injury" standard at § 1702 or a statutory exception applies. A cervical strain usually clears neither.
Medical & wage lossRecoverable
Pain and sufferingBarred
Serious injury thresholdNot met
Your intake declines it.
Forty minutes of qualification labor spent on a file that was never going to carry a contingency fee.
The election, not the injury, is the first gate. Two Pennsylvania claimants with identical crashes and identical treatment can hold entirely different files depending on a checkbox signed at the time of purchase.
Not the Same as the Threshold States Next Door
Pennsylvania
75 Pa.C.S. § 1705
Choice no-fault. The driver elects full tort or limited tort at purchase, and that election — not the injury — is the first gate every file has to clear.
New York
Ins. Law § 5102(d)
No-fault with a fixed statutory threshold. There is no election to make. Every claimant faces the same test, so screening there is a medical-category question, not a policy question.
New Jersey
N.J.S.A. 39:6A-8
Also a choice state, via the "limitation on lawsuit" verbal threshold. Similar shape to Pennsylvania, but a different statute with a different set of exceptions.
A national vendor's intake script has to run in fifty states, so it asks whether the person was injured, whether they were at fault, whether they've hired a lawyer, and when the crash happened. It never asks about tort election, because in forty-six states the question is meaningless. Pennsylvania leads get generated, blended into a national price, and shipped — with the dead-file share priced in silently and absorbed by you.
The PA Qualification Stack
Seven Screens Every Pennsylvania Lead Clears Before Delivery
Six of these are verifiable against objective evidence — a police report, a citation, a registration plate, a declarations page — not the claimant's recollection.
01
Tort election, confirmed and documented 75 Pa.C.S. § 1705
Full tort or limited tort, captured from the claimant's own policy where obtainable and flagged as unconfirmed where not. When a claimant reports limited tort, the file doesn't stop there — it routes straight to exception screening. And when the claimant can't recall electing anything at all, we note it, because the insurer bears the burden of producing a signed election form and cannot always do it.
02
Statutory exception screening § 1705(d)
Six exceptions restore full tort rights to a limited tort claimant. Every limited tort lead is run against all six before it is discounted or discarded. Sorting throws away the exceptions; screening finds them.
03
Liability posture against the 51% bar 42 Pa.C.S. § 7102
Pennsylvania is modified comparative — a claimant 51% or more at fault recovers nothing. We capture crash mechanism, citations issued, and whether the claimant was driver, passenger, pedestrian, or cyclist. Passenger and pedestrian files get flagged: under Spencer v. Johnson, a claimant with no plausible comparative fault sits outside the Fair Share Act's proportionate-share protection, and joint and several liability is still live against a minority-fault defendant.
04
Coverage architecture, both sides § 1738
Pennsylvania's mandatory floor is 15/30/5 with $5,000 in first-party medical benefits — among the lowest in the country. In a serious PA crash the tortfeasor's liability policy routinely cannot carry the file, so we screen the claimant's side: UM and UIM limits, how many household vehicles are on the policy, and whether stacking was waived in the specific signed writing the statute requires.
05
Statute of limitations runway 42 Pa.C.S. § 5524
Two years from the date of the crash, with tolling for minors. Every lead carries the crash date and the time remaining. A lead at twenty-two months is a different product than a lead at six days, and you should know which one you're buying before you buy it.
06
Venue, captured on both axes
County of the crash and county of the defendant's residence. A file headed for the Philadelphia Court of Common Pleas and an identical file in a rural county are not the same asset, and pretending otherwise is how vendors overcharge for one and undercharge for the other.
07
Representation status and consent
Not currently represented, confirmed at the point of contact. Express written consent captured with timestamp, IP address, source URL, and the form language exactly as it was served. The claimant's own narrative is retained unedited.
Why this isn't guesswork. Tort election screening sounds subjective until you look at what actually triggers the exceptions: a DUI conviction, an out-of-state plate, a vehicle class, a pedestrian on foot. Those are checklist items, not judgment calls. The only screen that genuinely requires medical review is Pennsylvania's own serious injury standard at § 1702 — and we label those files rather than guessing on your behalf.
Limited Tort ≠ Dead Lead
The Six Exceptions That Restore Full Tort Rights
There's a lazy version of tort screening: ask whether the claimant has full tort, discard everyone who says limited, sell the rest at a premium. It sounds rigorous. It destroys value.
Exception 01
Serious injury under § 1702
Death, serious impairment of a body function, or permanent serious disfigurement. Courts read "serious impairment" as requiring proof the injury substantially affects the ability to lead a normal life — a fact question, not a diagnosis code.
Verified by: medical records & functional impact review
Exception 02
At-fault driver convicted of DUI or accepts ARD
A limited tort claimant struck by a driver who blew a 0.14 and accepted Accelerated Rehabilitative Disposition has full tort rights. The election is simply overridden.
Verified by: citation & criminal docket
Exception 03
At-fault vehicle registered out of state
A New Jersey, Ohio, New York, or Maryland plate on the at-fault vehicle restores full tort rights. On Pennsylvania's interstate corridors this exception fires far more often than most intake desks realize.
Verified by: plate state on the police report
Exception 04
At-fault driver uninsured
If the tortfeasor carried no coverage, limited tort no longer bars non-economic recovery against them — and the claim usually shifts onto the claimant's own UM coverage, which is where we've already screened.
Verified by: coverage check at intake
Exception 05
Not a private passenger vehicle
§ 1705(d)(3) defines a private passenger vehicle as four-wheeled. Motorcycle riders and their passengers were never inside the limited tort bar. Commercial vehicles fall outside it too.
Verified by: vehicle class on the report
Exception 06
Pedestrians and bicyclists
Someone struck while crossing the street or riding a bike is not bound by limited tort regardless of what they elected on their own auto policy. With PA bicyclist fatalities up sharply in 2025, this category is growing.
Verified by: claimant status at time of crash
Every limited tort lead reaches you in one of three labeled conditions
Exception Confirmed
An objectively verifiable exception applies. Full tort rights are restored and the file is priced as a full tort lead.
Threshold Candidate
Reported injuries and treatment plausibly reach § 1702. The file needs your medical review — we won't make that call for you.
Economic Damages Only
Neither applies. Priced accordingly, or not sold to you at all if your firm only wants signable non-economic files.
PennDOT 2025 Data — Released April 2026
Fewer Crashes. Harder Cases.
Read the newest PennDOT release as a road-safety official and it's a milestone year. Read it as a case buyer and the picture inverts.
Down in 2025
Total traffic deaths1,047from 1,127 — lowest since 1928
Fatal crashes979from 1,060 — record low
Impaired-driver fatalities258from 342 — record low
Unbelted fatalities259from 311
Lane-departure fatalities492from 537
Up in 2025
Aggressive-driving fatalities+31%since 2020
Bicyclist fatalities28from 19 in a single year
Distracted-driver fatalities54from 49
Teen-driver fatalitiesUpPennDOT flagged increase
Drivers aged 65–74UpPennDOT flagged increase
What this means for acquisition
Total reportable crashes came in at 109,515 — the second-lowest figure ever recorded in Pennsylvania, behind only the pandemic year of 2020. Crash volume is flat to declining, which means inquiry supply in this state is not growing.
At the same time, the categories that rose are the severe ones. Fewer total crashes, a rising share of them catastrophic. That is a market where buying volume gets progressively worse and buying selection gets progressively better — and where the cost of a bad screen goes up, because you're paying more per inquiry to reach a shrinking pool. Firms still running a cheap-shared-leads-and-a-big-dialer strategy are optimizing for a Pennsylvania that stopped existing around 2021.
Source: Pennsylvania Department of Transportation, 2025 crash statistics, released April 2026.
Venue Economics
Priced by County, Because the Cases Aren't Worth the Same
Most vendors quote one flat price for Pennsylvania. That's a rounding error dressed up as simplicity, and it costs you in both directions.
Philadelphia Court of Common Pleas
Ranked #5 on the 2025–2026 Judicial Hellholes list
The American Tort Reform Foundation has put Philadelphia on its list year after year, and the underlying numbers explain why defendants behave the way they do there. Pennsylvania ranks seventh nationally for cumulative nuclear verdicts in personal injury and wrongful death cases over 2013–2022, and Philadelphia hosted two of the ten largest corporate verdicts of 2024.
Trial volume dipped in 2025 — but the widely held explanation isn't reform. It's defendants settling rather than becoming the next headline. None of this makes a Philadelphia soft-tissue file a good case. It changes the settlement posture of every file with real injuries behind it, and settlement posture is what you're actually buying.
11.5%of 2023 Philly verdicts were $1M+
3.2%were $10M or higher
4.9%2017–19 baseline at $1M+
50%+plaintiff win rate post-pandemic
Venue tiers across all 67 Pennsylvania counties. Philadelphia, Delaware, Montgomery and Bucks in Tier A; Allegheny, the Lehigh Valley and South Central in Tier B; the balance of the Commonwealth in Tier C.
Interstate corridor volume is tracked separately. Crashes on I-76, I-95, I-476, I-78, I-81, I-83 and the Pennsylvania Turnpike are flagged on delivery, because an out-of-state plate on the at-fault vehicle carries a statutory tort exception with it — and those corridors produce them at a rate no other geography in the state matches.
Where the Recoverable Dollars Actually Sit
Pennsylvania's 15/30/5 Floor Is the Lowest Ceiling in the Northeast
In any serious Pennsylvania crash, the at-fault driver's liability policy often can't carry the file. The real question is what the claimant's own coverage stack looks like.
Mandatory Minimum vs. Real Case Value
Bodily injury liabilityper person / per accident15/30
Property damageper accident$5K
First-party medical benefitsrequired on every PA policy$5K
UM / UIM coveragestacked by default under § 1738× vehicles
Pennsylvania's floor has stayed at 15/30/5 while California moved to 30/60/15, Massachusetts to 25/50/30, Virginia to 30/60/20, and Utah to 30/65/25. Nationally, the Insurance Research Council found one in three drivers — 33.4% — uninsured or underinsured in 2023, a ten-point jump since 2017. In a state with limits this low, it's the underinsured share that bites.
The Exclusion Trilogy — Current Law
Pa. Supreme Court — 2019
Gallagher v. GEICO
Household vehicle exclusion held void where it operates as a de facto waiver of stacking the insured actually paid for. Opened the door to stacked UIM recovery across household policies.
Pa. Supreme Court — Feb. 2023
Erie Ins. Exchange v. Mione
Unanimous. Gallagher restricted to its unique facts. The household exclusion is enforceable where there's no UM/UIM on the accident vehicle — because there's nothing to stack.
Pa. Supreme Court — Jan. 2024
Rush v. Erie Ins. Exchange
Regular use exclusions upheld as consistent with the MVFRL, reversing the Superior Court. A meaningful narrowing of the post-Gallagher position.
Still Live — Sept. 2025
Class action vs. Progressive
A Philadelphia firm filed a putative class action alleging insurers are recasting household exclusions as "regular use" exclusions to sidestep Gallagher. Coverage architecture is contested law right now — which is exactly why screening the household policy picture at intake has real dollar value.
Where the recoverable dollars actually sit. With a 15/30/5 floor, the tortfeasor's liability policy frequently cannot carry a serious Pennsylvania file — the claimant's own stacked UM/UIM coverage usually can.
What we actually ask. UM and UIM limits on the claimant's policy. How many vehicles are insured in the household. Whether stacking was waived — and whether the carrier can produce the signed waiver the statute requires. Whether any household member carries a separate policy. In a state where the tortfeasor is frequently carrying $15,000, those four questions decide whether the file is a claim or a case.
Three Ways to Buy
Pennsylvania MVA Lead Products
Shared leads are not a product we sell in Pennsylvania. At a 2–5% conversion rate they cost more per signed case than exclusive volume — and here they also arrive unscreened for the variable that decides whether the case exists at all.
Exclusive Real-Time Leads
Sold to one firm. Not shared, not resold, not recycled into aged inventory ninety days later. Delivered by API, webhook, or direct CRM push within seconds of the form or call completing, with the full seven-screen record attached.
Best for: firms with intake that answers inside 15 minutes
Live Transfer
A screened Pennsylvania claimant on the phone, warm, transferred to your intake line inside your defined hours. You pay more per unit and skip the callback cycle entirely — which matters, because contact rates fall off a cliff after the first thirty minutes.
Best for: firms that would rather buy conversations than records
Signed Retainers
A fully executed retainer with a claimant already verified as injured, not at fault, unrepresented, inside the statute of limitations, and cleared through tort election screening. No intake labor left on your side. See our MVA retainer program.
Best for: firms scaling faster than they can staff intake
Pennsylvania Rate Card
Transparent, Venue-Tiered Pricing
Cost per lead is the wrong metric and every serious buyer already knows it. The number that matters is cost per signed case — run the math below against your own average fee before comparing our CPL to anyone else's.
Read This Before the Table
These Are Estimates. Nobody Can Quote You an Exact Number on a Web Page.
The figures below are good-faith market ranges built from published 2026 lead-industry benchmarks and our own Pennsylvania delivery experience. They are not a quote, not a contract, and not a promise. Any vendor showing you a single hard number per lead for an entire state is either averaging away the differences that matter or hasn't run enough Pennsylvania volume to know they exist.
Legal lead pricing is a live auction market. It moves with Google and Meta auction pressure, with seasonality, with how many firms are already buying your county this month, and with the mix of case types you're willing to take. Your real number comes from a conversation about your counties, your capacity, and your intake speed — not from a table.
It's an auction, not a price list"Car accident lawyer" CPCs passed $150 in competitive markets by January 2026. When the auction moves, every downstream lead price moves with it.
County, not statePhiladelphia County and Potter County are not one market. A single statewide price is wrong in both directions — that's why we tier.
Mix and volume change everythingCase type, tort election status, delivery method, exclusivity window and weekly commitment all move the number materially.
Product
Tier A — Philadelphia Metro
Tier B — Pittsburgh / Lehigh / South Central
Tier C — Balance of State
Exclusive real-time MVA lead
$465 – $595
$375 – $470
$290 – $365
Exclusive — full tort confirmed
$545 – $695
$440 – $550
$340 – $430
Exclusive — limited tort, exception confirmed
$495 – $625
$400 – $500
$310 – $390
Live transfer
$675 – $875
$555 – $720
$440 – $580
Signed retainer — standard auto
$4,500 – $6,500
$3,400 – $4,900
$2,700 – $3,900
Signed retainer — catastrophic / commercial vehicle
$9,500 – $18,000
$7,800 – $14,000
$6,500 – $11,000
Indicative weekly minimum
12 – 15 leads
10 – 12 leads
6 – 8 leads
The Only Math That Actually Matters — Illustrative, Using the Full-Tort-Confirmed Midpoint
Tier A — Philadelphia Metro
Screened exclusive lead~$620
Assumed lead-to-signed rate12 – 16%
Implied cost per signed case$3,900 – $5,200
Tier B — Pittsburgh / Lehigh / South Central
Screened exclusive lead~$495
Assumed lead-to-signed rate12 – 16%
Implied cost per signed case$3,100 – $4,100
Tier C — Balance of State
Screened exclusive lead~$385
Assumed lead-to-signed rate12 – 16%
Implied cost per signed case$2,400 – $3,200
Where those conversion assumptions come from — and where they could be wrong. Exclusive leads convert at roughly 10–15% across the market against 2–5% for shared. We model 12–16% because a tort-screened Pennsylvania file has already had its most common kill reason removed before your intake dials it — but that assumption only holds if your team calls inside fifteen minutes. Slow intake pulls the rate down fast, and no screening depth compensates for it. For reference, 2026 industry benchmarks put standard auto acquisition at roughly $3,200–$4,800 per signed case and catastrophic or commercial-truck cases at $7,000–$20,000 and up. Run our estimates against your own historical conversion rate, not ours.
In September 2025, Uber filed a civil RICO complaint in the Eastern District of Pennsylvania against a Philadelphia personal injury firm and a network of medical providers. The 66-page complaint alleges a scheme to fabricate and inflate medical documentation, converting minor collisions into million-dollar claims. The firm moved to dismiss that December, calling the suit a business tactic meant to deter litigation against Uber and its drivers, and argued in April 2026 that the litigation privilege shields it. Uber has signaled it will amend.
It is one of at least four such suits Uber has filed against plaintiff firms across New York, Florida, California and Pennsylvania — all rooted in the fact that rideshare carriers must hold higher policy limits.
We take no position on the merits. What matters commercially is that a well-funded defendant is now attacking the provenance of auto claim documentation in Philadelphia federal court — and that changes what a purchased lead file needs to look like. We do not edit claimant narratives. We do not embellish injury descriptions to make a file look more valuable. A lead that reads thin reads thin, and it's priced that way.
Uber Technologies, Inc. v. Simon & Simon, P.C. — No. 2:25-cv-05365, E.D. Pa.
Lead File ManifestEvery Delivery
✓Source URL and the exact ad or landing pageCaptured
✓Form as it was served to the claimantSnapshot
✓Express written consent, timestampedTCPA
✓Originating IP addressLogged
✓Full call recording where phone-originatedRetained
✓Claimant narrative — uneditedVerbatim
✓Tort election status and confirmation source§ 1705
✓Exception screening result, all six§ 1705(d)
✓Crash date and remaining SOL runway§ 5524
✓Coverage screen and county venueBoth axes
If a file in your inventory is ever questioned, you can produce its origin without reconstructing it.
Straight Talk
Where We're a Bad Fit
Exclusivity means county-level capacity is finite. It's worth being direct about who shouldn't buy here, before anyone signs anything.
If your intake responds in hours, not minutes
The economics of an exclusive real-time lead assume you call it inside fifteen minutes. If you can't staff that, live transfers or signed retainers will serve you better — and we'll say so on the call rather than sell you the wrong product.
If you're buying on lowest cost per lead
We'll lose that comparison, and we should. Shared networks are cheaper per unit. They're not cheaper per case — but if CPL is the metric your firm is measured on internally, we're not going to win an argument with your reporting structure.
If you need volume above what a county can supply
We'll tell you the ceiling before you sign rather than after. Exclusivity has a hard limit, and we'd rather cap a contract than quietly start recycling files to hit a number.
If you don't practice in Pennsylvania
This page won't help you — the whole thing is built around one statute that exists here and almost nowhere else. Every state we run is screened against that state's own case-killers rather than a generic national script, so the right page is the one below.
Wrong State?
Every State Kills Cases Differently
We build one screening program per state, around the specific rule that decides whether a file is a case there. Here is what each one screens for.
Pennsylvania You Are Here
The full tort / limited tort election under § 1705, plus the six statutory exceptions that restore full tort rights.
Buying across several states? Say so on the call. The screening criteria differ enough that a single blended order tends to underperform — we would rather quote them separately and let you compare cost per signed case state by state. Signed retainers are available in every market through our MVA retainer program.
Statewide Coverage
Where We Generate Pennsylvania MVA Leads
County-level availability changes weekly because exclusivity is real. Check current openings before you plan a budget around a market — Philadelphia and Allegheny close fastest.
Southeastern Pennsylvania
Philadelphia · Delaware · Montgomery · Bucks · Chester
Philadelphia, Upper Darby, Norristown, Chester, Levittown, Bensalem, King of Prussia, Drexel Hill, West Chester, Pottstown, Media, Doylestown
Western Pennsylvania
Allegheny · Westmoreland · Washington · Butler · Beaver
Pittsburgh, Bethel Park, Monroeville, McKeesport, New Castle, Johnstown, Washington, Butler, Uniontown, Greensburg
Lehigh Valley & Northeast
Lehigh · Northampton · Luzerne · Lackawanna · Monroe
Harrisburg, Lancaster, York, Reading, Lebanon, Carlisle, State College, Hanover, Chambersburg
Northwest & Northern Tier
Erie · Crawford · Blair · Lycoming · Centre
Erie, Altoona, Williamsport, Meadville, Bradford, DuBois, Warren, Oil City
Interstate Corridors
Flagged separately on delivery
I-76 (Schuylkill Expressway & PA Turnpike), I-95, I-476 (Blue Route & NE Extension), I-78, I-81, I-83, I-79 — the highest-yield source of out-of-state-plate tort exceptions in the Commonwealth
Operating since 2009, we've built processes that treat every potential claimant fairly and protect their privacy. We maintain full compliance with TCPA, HIPAA, ABA, and applicable federal and state statutes.
GDPR
HIPAA
TCPA
CCPA
ABA
GDPR
HIPAA
TCPA
CCPA
ABA
Decades of Experience
Get Your Pennsylvania MVA Leads From a Partner Who Knows the Statute
Any vendor can sell you Pennsylvania volume. Very few can tell you what § 1705 does to a file before they invoice you for it. If you're looking for a marketing partner that delivers leads you can build into real cases, count on the one that has provided more than 60,000 across areas of practice for nearly 20 years.
Tell us your counties, your case types, and your monthly capacity. We'll come back with current openings, tiered pricing, and a sample lead file with the full screening record attached — so you can see exactly what you're buying before you buy it.
Prefer to talk it through? Bring your current cost per signed case to the call and we'll tell you honestly whether we can beat it.
✓ Screened to PA Law — Tort Election, Coverage, Venue
✓ All Six § 1705 Exceptions Checked on Every File
✓ Free Replacement if a Lead Doesn't Match Your Criteria
✓ 60,000+ Leads Delivered Since 2009
✓ Exclusive — Leads Are Never Resold or Recycled
✓ TCPA, HIPAA & ABA Compliant
10:11
Recent Leads
Recent LeadsAppointmentsNotifications
Real-Time Leads
Instant updates so you never miss an opportunity.
Qualified Cases
Every lead pre-screened to Pennsylvania law before delivery.
Venue-Tiered
Priced by county, from Philadelphia through Erie.
Secure & Reliable
Your data and leads are always protected.
Experience Matters
EST. 2009 ★★★★★
By submitting, you consent to be contacted by InjuryCaseClaims.com regarding your inquiry. This does not constitute a binding agreement. All information is handled securely and confidentially.
FAQ
Frequently Asked Questions
Everything your firm needs to know before launching a Pennsylvania MVA campaign with Injury Case Claims.
Across the industry in 2026, exclusive real-time motor vehicle accident leads run roughly $320 to $550, shared leads $30 to $150, and signed retainers $2,500 to $7,500. Pennsylvania should be priced by county rather than as one flat statewide rate, because a Philadelphia County file and a rural county file don't carry the same settlement posture. Our Pennsylvania rate card is published on this page.
Under 75 Pa.C.S. § 1705, a claimant who elected limited tort can't recover non-economic damages unless the injury meets the serious injury threshold at § 1702 or a statutory exception applies. Non-economic damages are where the contingency fee sits, so the election decides whether a case exists at all. Pennsylvania is one of a small number of states with this election — which is exactly why national vendors' fifty-state intake scripts never ask about it.
All three restrict non-economic damages, but not by the same mechanism — and the difference decides how you screen. New York applies a fixed statutory threshold under Insurance Law § 5102(d): there's no election to make, every claimant faces the same test, and qualifying is a medical-evidence question. Pennsylvania is a choice state, so the claimant already made a binding election at the time of purchase under 75 Pa.C.S. § 1705 — that policy decision is the first gate, before anyone looks at a medical record. New Jersey is also a choice state, through the "limitation on lawsuit" verbal threshold at N.J.S.A. 39:6A-8, similar in shape to Pennsylvania but a different statute with a different set of exceptions. If your firm buys across state lines, don't run one blended intake script across all three.
Frequently. Six statutory exceptions restore full tort rights: a serious injury under § 1702; a DUI conviction or ARD acceptance by the at-fault driver; an at-fault vehicle registered out of state; an uninsured at-fault driver; occupancy of a vehicle that isn't a four-wheeled private passenger vehicle, which places motorcyclists outside the bar entirely; and pedestrian or bicyclist status, which overrides the claimant's own election. We screen every limited tort lead against all six and label the result before delivery.
Two years from the date of the crash under 42 Pa.C.S. § 5524, with tolling for minors. Every lead we deliver carries the crash date and the remaining runway, so your intake team knows what it's looking at before the call.
No — and you'll find sources online that get this wrong. Pennsylvania is modified comparative under 42 Pa.C.S. § 7102 with a 51% bar: a plaintiff 51% or more at fault recovers nothing, and below that damages reduce proportionally. The defendant bears the burden of establishing comparative negligence and proximate cause.
Because of the Fair Share Act and Spencer v. Johnson. The Act generally limits a defendant found less than 60% liable to its proportionate share, but Spencer held it applies only where the plaintiff's own comparative negligence is actually at issue. A claimant with no plausible fault — a passenger, a struck pedestrian — can therefore still reach joint and several liability against a minority-fault defendant. That changes recovery posture materially, and the market does not price it in.
Pennsylvania's mandatory floor is 15/30/5 plus $5,000 in first-party medical benefits — among the lowest in the country, and unchanged while California, Massachusetts, Virginia and Utah all raised theirs. In a serious crash the at-fault driver's liability limits often can't carry the file, which pushes real value into the claimant's own UM and UIM coverage. We screen UM/UIM limits, household vehicle count, and whether stacking was waived in writing under 75 Pa.C.S. § 1738.
Exclusive. Each lead is delivered to one law firm and never resold, re-routed, tiered, or recycled into aged inventory later. Shared leads look cheaper per unit, but at a 2–5% conversion rate they cost more per signed case than an exclusive lead converting at 10–15%.
Fast. Contact and conversion rates are strongest inside the first five to fifteen minutes, fall sharply after thirty, and are largely academic after twenty-four hours. If your firm can't hold that standard, live transfers or signed retainers are the better product than real-time web leads — and we'll tell you so before you order.
Attorneys in most jurisdictions may pay the usual charges of a lead generation service, subject to the rules governing recommendations, fee sharing with non-lawyers, and advertising. Pennsylvania's Rules of Professional Conduct govern this and the analysis depends on how the arrangement is structured. We're not your ethics counsel, and you should confirm any arrangement against the current Rules and applicable Disciplinary Board guidance. We structure engagements as flat per-lead or per-retainer purchases with no fee participation and no recommendation of any firm.
No — and be cautious of anyone marketing MVA leads with mass-tort language. Motor vehicle accident claims are individual negligence actions filed in county courts of common pleas, not a consolidated mass tort. The absence of an MDL is precisely why Pennsylvania-specific statutory screening matters more in this vertical than in any national mass-tort program.
Pennsylvania MVA Leads — Exclusive, Screened to § 1705Get Quote
