MVA Leads Tennessee for Law Firms — Since 2009
Tennessee gives most crash victims one year to file suit — one of the shortest windows in the country — and about one in five Tennessee drivers is uninsured. A lead that sat in a vendor’s queue for a month, or a clear-liability claim against a driver with no coverage, still arrives in your inbox looking exactly like a signable one. We rebuilt our Tennessee intake around the clock and coverage first.
The Industry's Best Quality Guarantee
Tennessee is an at-fault state with modified comparative fault: a claimant recovers only if their fault is less than the defendants’, and the recovery is reduced by their share. Add a one-year statute of limitations and one of the highest uninsured-driver rates in the country, and lead age, the at-fault driver’s coverage and how the crash happened decide whether a Tennessee file is worth signing.
Over the last 15 years, we've refined our MVA lead generation process to deliver Tennessee law firms highly qualified, ready-to-intake claimants - screened for lead age, coverage, fault and treatment before they reach you. If a lead doesn't match your criteria, we replace it free.
Every campaign is delivered the way your intake team actually works - as web leads, live transfers, or fully signed MVA retainers - so Tennessee car, truck and motorcycle accident cases arrive ready for the stage of your funnel that needs them.
How claimants get qualified
Where the Volume Is
In 2025 Tennessee recorded 172,769 police-reported crashes, 44,105 of them involving injuries, and 1,045 traffic deaths. Shelby County (Memphis) and Davidson County (Nashville) alone logged more than 52,000 crashes — nearly a third of the state — followed by Hamilton, Knox and Rutherford. We weight our Tennessee car accident lead generation accordingly — and we cap geographic exclusivity because in Nashville and Memphis we would rather have one firm at volume than four firms racing each other to a phone.
Three operational notes that out-of-state vendors tend to miss.
Total collisions, with injury-involving crashes highlighted. Injury crashes are the addressable pool before any screening is applied.
Statewide 2025: 172,769 police-reported crashes, 44,105 involving injuries, and 1,045 traffic fatalities. Bars are scaled to total crashes, indexed to Shelby.
Markets We Deliver
Coverage area: Nashville and Middle Tennessee, Memphis and Shelby County, Knoxville, Chattanooga, the Tri-Cities, and statewide markets from Jackson to Clarksville.
Claimant Marketing Solutions
Accident-related injury confirmed by medical records
Police report or crash documentation on file
TCPA-compliant consent on file
Source and attribution documented
Integrations
With just under a decade and a half of experience, our work has pushed the boundaries of Legal Marketing. We seamlessly plug into the tools your firm already uses - delivering claimants directly into your existing workflow.
Delivery Options
Every firm's intake capacity is different. Choose the stage where you want Tennessee car, truck and motorcycle accident cases to land - or mix delivery types across Nashville, Memphis, Knoxville and Chattanooga as your docket grows.
Pre-screened Tennessee motor vehicle accident claimants delivered in real time and exclusive to your firm.
Best for: firms with an in-house intake team that want volume and full control of the conversation.
Our non-incentivized intake specialists qualify the Tennessee accident victim by phone, then warm-transfer the call directly to your team.
Best for: firms that want an attorney or case manager speaking with every claimant first.
We handle qualification, documentation, and signature under your firm's agreement - the case arrives signed and ready to work.
Best for: firms that want signed cases on the docket, not leads to chase.
Qualified leads are the middle of what we do, and the rest of this page covers them in detail. If you already know you want something further down the chain — claimants already signed onto your paper — that is a separate service, and you can skip straight to it.
Tennessee Law at Intake
We can tell you when the crash happened, whether the other driver was cited, who insures them, and whether the claimant is still treating. We cannot tell you how a Davidson County jury will split fault — and any vendor who implies otherwise is selling you a story.
| Tennessee Rule | What It Means for the File | Verifiable at Intake? |
|---|---|---|
| Modified Comparative Fault McIntyre v. Balentine (Tenn. 1992) |
A claimant recovers only if their fault is less than the combined fault of the defendants, and damages are reduced by their share — a claimant 50% or more at fault recovers nothing. | Partially. The claimant’s account, citations and crash-report details are recorded; allocation is for the jury. |
| One-Year Statute T.C.A. §28-3-104(a)(1) |
Most personal injury claims arising from a crash must be filed within one year of the accident — one of the shortest windows in the country. | Yes. The accident date is timestamped, and aging files are flagged rather than quietly delivered. |
| Two-Year Extension T.C.A. §28-3-104(a)(2) |
The period extends to two years when the person who caused the injury is criminally charged for the conduct within one year and the claimant sues that person. Courts have treated some traffic citations as qualifying. | Partially. Whether the other driver was cited, charged or arrested is recorded as reported. |
| Several Liability McIntyre v. Balentine (Tenn. 1992) |
Tennessee generally abolished joint and several liability, so each defendant pays only its own share of fault — which makes identifying every responsible party matter. | Partially. All vehicles, employer or commercial involvement, and rideshare status are recorded. |
| Non-Economic Damages Cap T.C.A. §29-39-102 |
Non-economic damages are capped at $750,000, rising to $1 million for catastrophic injuries such as spinal cord injuries resulting in paralysis, certain amputations and severe burns, with limited statutory exceptions. Economic damages are not capped. | Partially. Injury type and treatment are recorded so catastrophic-category files are visible. |
| Governmental Tort Liability Act T.C.A. §§29-20-305 & 29-20-403 |
Claims against a local government must be filed within 12 months, and recovery is capped at $300,000 per person and $700,000 per occurrence for bodily injury. | Yes. Transit, city, county and police-vehicle crashes are flagged at intake. |
| Minimum Limits & UM T.C.A. §§55-12-102 & 56-7-1201 |
Required liability coverage is 25/50/25, and uninsured motorist coverage is included unless the insured rejects it in writing — with roughly 21.3% of Tennessee drivers uninsured. | Yes, as reported. The at-fault carrier and the claimant’s own UM/UIM are captured at intake. |
Intake screening is a documented classification recorded at intake. It is not legal advice, and it is not a guarantee about how any court or jury will rule. Statutes have exceptions; firms should confirm current text and how it applies to a given file with their own counsel.
Full Compliance
Operating since 2009, we've developed processes that ensure potential claimants are treated fairly and their privacy respected. Every Tennessee lead is call-verified by a non-incentivized intake specialist — nobody on our floor is paid more for passing a lead. We achieve full compliance with TCPA, HIPAA, ABA, and federal and state statutes.
Who This Is For
If your model is buy-cheap-and-sift, we are the wrong vendor and we will say so on the call. We work with Tennessee plaintiff firms that sign a minority of what they are shown and want that minority to be larger — contingency practices where a stale lead, or a clear-liability file against an uninsured driver with no UM, costs months of work against a one-year clock.
Questions Attorneys Ask
If a question you have is not here, ask it on the call. We would rather lose a deal on a straight answer than win one on a vague one.
Get Started
Tell us your counties, the case types you want, and your monthly volume. We will tell you honestly what fresh, insured Nashville and Memphis volume looks like — which is less than you would like.
No long-term contract. Month to month. We reconcile monthly on signing rate and cost per signed case. If our Tennessee inventory does not outperform what you are buying now, the comparison will show it and you should leave.
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Delivered the moment intake clears verification.
Accident date, citations and insurance captured before you buy.
By county statewide, including Davidson and Shelby.
Not a name and a number. The whole screen.
EST. 2009 ★★★★★